Three layers of support.
One phone call to start.
You don't restructure your business to work with me. You subscribe to a retainer, get access to my experience and my toolkit, and engage execution services deal by deal — charging your client for every dollar of it.
Four lenses. Applied before you submit anything.
The discipline that separates deals that get approved from deals that get declined isn't the documents — it's the thinking before the documents. Every deal I work on gets run through the same four-lens risk framework I developed over 26 years of banking and commercial broking. When you call me about a deal, this is what's happening in the background.
Management & ownership
Who is borrowing and do they have the experience, history and capability to manage this business and repay this debt? Lenders fund people as much as they fund deals.
Transaction
Does this deal make commercial sense — for the borrower and for the bank? Is it legal, compliant, timed appropriately, and aligned with the core business capability?
Serviceability & debt clearance
Can the borrower actually service this debt — now and over the loan term? What are the cash flow sources, how stable are they, and how do they hold up under stress scenarios?
Equity & security
If cash flow fails, can the lender recover? What security is available, what is its quality, and what does the LVR look like against each asset class?
How we work together
You call me. I tell you what you need to know.
You've got a deal. You're not sure if it works, how to structure it, what the lender will want to see, or whether it's worth your time. You call me. In 20 minutes I'll have run it through four risk lenses and given you a clear read on viability, structure, deposit requirement, and lender options.
This is where the real value is — before a single document is prepared. The call that saves you 10 hours on a deal that was never going to work, or gives you the confidence to proceed on one that looks tricky but is actually approvable if structured correctly.
I give you the tools. You present them as your own.
For every deal type — business acquisition, commercial property, construction, equipment, SMSF — I have deal-specific due diligence checklists, information request frameworks, and client email templates. You send them to your client under your name. Your client receives a professional, bank-standard process and thinks: this broker knows exactly what they're doing.
This is how a broker on their first commercial deal can walk into a meeting with a $7M client and run the room. The tools exist. You just need access to them.
When you want me to write the deal, I scope it and your client pays for it.
If the deal proceeds and you want me to write the discussion paper, credit submission, or financial analysis — I scope the work, give you a fee, and you present it to your client as a credit preparation fee. Commercial clients expect this cost. Most pay without question.
Your commission is completely untouched. The expertise that gets your client's deal approved is funded by that client — not by you.
You don't need to have written a hundred commercial deals.
You just need to be serious about writing them.
Home loan brokers diversifying into commercial
You've got a client asking about a business loan or property deal and you don't want to turn it away. You need someone who can tell you what you're looking at and give you the tools to handle it professionally — on the very first one.
Active commercial brokers building volume
You're writing 2–5 deals a month and the backend is eating into your BD time. You want a trusted, experienced support resource who thinks like a credit manager and makes your submissions stronger without slowing you down.
Brokers writing their first development deal
Construction finance has its own risk language — feasibility, LTC ratios, QS reports, pre-sale requirements. I'll walk you through every element so your submission reads like you've done it before, because the framework you're using has been refined over 26 years.
Broker groups and boutique aggregators
Looking for a trusted outsourced credit resource to support your network — someone bank-trained, commercially experienced, and available to your brokers as a confidential back-office partner.
Bring me a deal. Any deal. Let's look at it together.
The best way to understand what working with me looks like is to work through a real deal. Book 30 minutes — bring something you're looking at right now.