Packages & pricing
A retainer for access.
A retainer for access.
Service fees your client pays.
The retainer buys you access to Steve's experience — the calls, the workshopping, the toolkit, the infrastructure. The service fees are scoped per deal, charged to your client, and have zero impact on your commission.
Monthly retainer — choose your level
How the service fees work
Execution service rates
The retainer is access to Steve's brain.
Not a credit writing subscription. The calls, the deal workshopping, the risk assessments, the "should I take this deal?" conversations — that's what the retainer covers. Services are separate and your client pays for them.
Associate
For brokers starting out in commercial or handling 1–2 deals per month
$397 / month
- 3 hrs phone & email support per month
- Deal viability assessments — unlimited
- Access to full Commercial Broker Toolkit
- Deal-specific checklists and email templates
- 10% discount on all execution services
- Additional support at $195/hr
Most popular
Partner
For active commercial brokers writing 2–4 deals per month
$697 / month
- 6 hrs phone & email support per month
- Deal viability assessments — unlimited
- Full Commercial Broker Toolkit access
- Deal-specific checklists and email templates
- 15% discount on all execution services
- Priority turnaround on all work
- Additional support at $175/hr
Senior Partner
For high-volume brokers or those wanting a full back-office partner
$1,197 / month
- 12 hrs phone & email support per month
- Deal viability assessments — unlimited
- Full Commercial Broker Toolkit access
- Deal-specific checklists and email templates
- 20% discount on all execution services
- Priority response — first call access to Steve
- Monthly strategy call
- Additional support at $155/hr
Your client pays the execution fees. Not you.
The single biggest concern brokers have about engaging support is: what if the deal doesn't get approved and I've spent $1,200 out of my own pocket? The pass-through model eliminates that concern entirely.
👤
Your client
Pays the credit preparation fee as part of their deal costs
→
⇄
You (the broker)
Collect the fee, pay Steve. Your commission is completely untouched.
→
📄
Steve
Does the work. You get a bank-grade submission under your name.
Example: $2M commercial property — Partner retainer + full credit submission
Broker's upfront commission (0.65% of $2M)$13,000
Credit preparation fee charged to client$1,800
Steve's fee (full credit submission — 15% Partner discount applied)−$1,017
Monthly retainer (Partner)−$697
Net out-of-pocket cost to broker on service fee$0 (charged to client)
Broker's net commission this deal$13,000
Trail over 5 years (0.15%/yr)+ $15,000
Per-deal service fees — retainer discount applied
All fees are exclusive of GST. Retainer subscribers receive their tier discount on every service. All fees are passable to your client as a credit preparation fee.
Initial deal assessment & risk identificationFour-lens risk assessment with green/red flags and mitigants
From $297High-level discussion paperFull seven-section paper circulated to shortlisted lenders
From $697Full credit submissionComplete bank-grade paper with risk narrative and mitigants
From $1,197Financial analysis & commentaryP&L, balance sheet and cash flow reviewed and written up
From $497Construction feasibility & funding tableFull development deal modelling and funding table
From $897Cash flow forecast (12-month rolling)Built from client data with lender-ready summary
From $697Serviceability worksheet (multi-lender)ICR and DSCR across multiple lender scenarios
From $297Valuation & QS report analysisRisk commentary, feasibility update, submission integration
From $497Due diligence checklist (deal-specific)Tailored six-area checklist with client email template
From $197Client management — application to approvalInformation follow-up, condition management, broker support
From $597Client management — settlementLawyer, lender and client coordination through to settlement
From $497Data entry (CRM & portals)Aggregator, lender portals and CRM data entry
From $297
Common questions
Are fees inclusive of GST?
All prices are exclusive of GST. GST will be added where applicable on invoicing.
What if my client won't pay the credit preparation fee?
In my experience, commercially-minded clients — which is who you're dealing with in commercial finance — almost always pay without question when the fee is framed correctly. I provide the email template that does that framing. Clients who won't pay a professional fee for a properly structured submission are often a signal about the deal itself. I can help you have that conversation.
What if the deal doesn't get approved?
Because the client pays the service fee, your out-of-pocket cost is zero regardless of outcome. The retainer is a fixed monthly cost — not per-deal. Your commission exposure is only ever the time you spend, which the retainer support minimises significantly by helping you qualify deals early.
How quickly do you turn work around?
Initial deal assessments within 24 hours. Due diligence checklists same day. Discussion papers and full submissions 3–5 business days standard, faster for Partner and Senior Partner retainer subscribers. I know that a broker waiting on a submission is a broker whose client is at risk of going elsewhere.
Can I start without a retainer?
Yes. All services are available as one-off engagements at standard rates. Many brokers start with a single deal to see how we work together before moving to a retainer. There's no obligation and no sales pressure from me.
Do you work with all lender types?
Yes — major banks, regional banks, non-bank lenders, private credit and specialist lenders. I format submissions to suit each lender's specific style and credit appetite, which comes from knowing how different lenders think about risk differently.
Not sure which tier is right? Start with a conversation.
Book 30 minutes, tell me about your business and the deals you're working on, and I'll tell you honestly which level of support makes sense.